Financial Planner


Why get advice from NESS Super?

We believe that everyone should be able to access quality advice that makes a difference, and that getting advice should be:

  1. easy to access
  2. convenient and
  3. cost-effective

We believe that everyone deserves the benefit of trustworthy, cost-effective advice about their super.  That is why we have a dedicated Financial Planner servicing our members.

What will it cost?

For simple advice about things like where to invest your super, how to maximise your super contributions and your insurance needs, there is usually no extra charge to you – it’s part of being a member of NESS Super.

For advice on more complex situations such retirement planning, the cost will depend on the topic and your circumstances. We’ll always talk to you about any fees first.

What can I expect?

To provide you with advice to help you achieve your financial goals, it is essential that we get to know you. This does not only mean understanding your financial affairs, but also understanding what is important to you.

Our objective is to help you achieve your financial goals. Here’s what to expect to help you prepare for your meeting with our adviser.

Stage 1:
Before your meeting

Good advice is all about getting to know you and uncovering your objectives, so be ready to answer the following questions:

  1. your income and expenses
  2. your family
  3. other investments or debts
  4. your financial goals
  5. how you feel about risk

Stage 2: On the day of your meeting

It will all be about you and your goals. Do you want to pay off your mortgage faster? Save more money? Travel more? Put your kids through university? Retire? Invest appropriately? Mitigate risk through insurance?

Let us know what your goals are so we can help you achieve your goals.

Stage 3: After your first meeting

Your adviser will spend time going through all the information collected and provide recommendations into a Statement of Advice, a document that serves as a roadmap. The Statement of Advice also clearly states any fees and charges associated with the advice.

Everyone who receives advice from NESS Super will obtain a Statement of Advice and depending on its complexity, we may set up an additional meeting to present our recommendations.

What can NESS Super do?

Financial advice can make a difference in your life no matter if you’re starting your career or getting ready to retire.

We can provide you with personalised advice to help you achieve your financial goals.

NESS Super allows you to:

  • Invest in different asset classes
  • Contribute additional capital
  • Receive personal insurance within superannuation
  • Start an account based pension or a transition to retirement pension

NESS Super’s Financial Planner

Augusto Hernan Reyes

Augusto Hernan Reyes, Financial Planner, CFP® DipFP BEc AdvDipAcc

With over 20 years’ experience in the financial services industry, Hernan-who goes by his middle name- has accumulated a wealth of experience helping people plan for their future and organise their financial affairs.

A relevant provider fully compliant with 921B of the Corporations Act 2001 Hernan, amongst other things, has completed the CFP Education Program, Diploma of Financial Planning, Bachelor of Economics, and an Advanced Diploma of Accounting.

Good financial planning is having you determine the destination and me the adviser constructing the most efficient road map to get you there. It’s rewarding to know that I can make a real difference in a person’s journey and help them achieve their financial goals.”

Call Hernan directly on 0460 424 234 to find out more; he is authorised to provide advice on the following topics with NESS Super:

  • Investment options
  • Contributions (including salary sacrifice and lump sum contributions)
  • Insurance within superannuation
  • Retirement planning

Retirement options (including transition and account based pensions)

Combine Your Super

Locate and combine all your super into your one account.

Forms & Guides

Download forms and guides to help you manage your super.

Financial Planner

Get in contact with our in-house Financial Planner

Contact Us Today

Our Member Services team will answer your questions about super