NESS Quarterly Investment Update – 31 December 2025
NESS SUPER MAINTAINS POSITIVE INVESTMENT RETURNS FOR MYSUPER
The NESS My Super accumulation option had a return of +0.67% in December quarter. This positive performance was predominantly driven by international shares sectors returning +2.55% for the quarter.
MySuper investment option performance as at 31 December 2025
| Investment Option Name | 3 Month (%) | FYTD (%) | 1 Year (%pa) | 3 Year (%pa) | 5 Year (%pa) | 7 Year (%pa) | 10 Year (%pa) |
| NESS MySuper Accum | 0.67 | 4.44 | 8.89 | 9.95 | 7.68 | 8.10 | 7.33 |
All NESS Super Choice options had positive results for the FYTD.
Accumulation Choice investment option performance as at 31 December 2025
| Investment Option Name (Accumulation) | 3 Month (%) | FYTD (%) | 1 Year (%pa) | 3 Year (%pa) | 5 Year (%pa) | 7 Year (%pa) | 10 Year (%pa) |
| High Growth | 0.90 | 5.73 | 10.74 | 12.34 | 9.60 | 10.12 | 9.07 |
| Stable | 0.34 | 2.53 | 6.58 | 6.76 | 4.28 | 4.84 | 4.65 |
| Australian Shares | -0.69 | 3.72 | 10.55 | 10.86 | 9.43 | 9.91 | 8.89 |
| Overseas Shares | 2.55 | 8.92 | 13.06 | 18.31 | 12.27 | 12.66 | 10.79 |
| Property | -0.98 | 3.08 | 11.72 | 11.50 | 6.98 | 6.52 | 6.88 |
| Cash | 0.78 | 1.57 | 3.34 | 3.43 | 2.22 | 1.90 | 1.92 |
What happened during the December 2025 quarter?
Australian shares slipped a little the December 25 quarter. This was mainly because the economic outlook has been soft and there’s talk the Reserve Bank of Australia (RBA) might pause rate cuts or even lift rates again in 2026.
Global (international) share markets did better. These returns were still positive overall, although they bounced around a bit after a strong run earlier in the year. With so much uncertainty especially around global politics and the world economy, many investors are taking a “wait and see” approach before making big moves.
Near-term outlook
The global economy held up better than expected, even with recent US tariff changes, which helped keep investor confidence reasonably steady. Economists now expect slightly stronger global growth in the near term, although some experts still think the full impact of tariffs hasn’t been felt yet.
Here in Australia, the RBA has cut interest rates by 0.75% since February as inflation has started to ease. That has brought the cash rate down to 3.60%. The market expects a bit more easing ahead but there’s also a chance the RBA could go the other way and lift rates if needed.
With the economy still uncertain and global tensions elevated, markets may stay a bit choppy for a while. We’ll continue to monitor conditions closely over the short to medium term.
Pension investment option performance as at 31 December 2025
| Investment Option Name | 3 Month (%) | FYTD (%) | 1 Year (%pa) | 3 Year (%pa) | 5 Year (%pa) | 7 Year (%pa) | 10 Year (%pa) |
| NESS MyPension Balanced1 | 0.76 | 5.06 | 9.99 | 11.26 | 8.65 | 8.80 | 7.64 |
| High Growth Pension2 | 1.01 | 6.45 | 12.04 | 13.85 | 10.81 | 11.16 | 9.67 |
| Stable Pension3 | 0.41 | 2.91 | 7.22 | 7.54 | 4.77 | 5.31 | 4.74 |
| Australian Shares Pension4 | -0.70 | 4.17 | 11.99 | 11.07 | N/A | N/A | N/A |
| Overseas Shares Pension4 | 3.13 | 10.26 | 15.28 | 20.51 | N/A | N/A | N/A |
| Property Pension4 | -1.57 | 2.92 | 12.30 | 13.02 | N/A | N/A | N/A |
| Cash Pension | 0.92 | 1.85 | 3.91 | 3.94 | 2.53 | 2.19 | 2.21 |
| My Income Pension5 | 0.15 | 1.43 | 5.25 | N/A | N/A | N/A | N/A |
Past performance is not a guarantee of future performance. Super member investment returns, and Account Based Pension (ABP) investment returns differ as Account Based Pension investment returns are tax free.
- Prior to 1 February 2021, the MyPension Balanced investment option was the Moderate investment option.
- Prior to 1 February 2021, the High Growth investment option was the Aggressive investment option.
- Prior to 1 February 2021, the Stable investment option was the Conservative investment option.
- New investment options introduced on 1 February 2021.
- My Income Pension option introduced on 1 July 2024.
Things you should know
This publication has been issued by NESS Super Pty Ltd ABN 28 003 156 812 AFSL 238945 (the Trustee), as trustee of NESS Super ABN 72 229 227 691 (The Fund).
Investment returns are not guaranteed. Past performance does not guarantee future returns.
The information contained in this communication is current at the time of its publication. However, some information may change over time. The content is for general information only and does not constitute personal advice. We recommend that you consult with a suitably qualified person before making any financial decisions. Before deciding whether to acquire or hold a product, consider if it is appropriate for you.
For more information on the Fund visit our website nesssuper.com.au/pds to view our Financial Services Guide (FSG), the relevant Product Disclosure Statement (PDS) and the Target Market Determination (TMD).
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