NESS Quarterly Investment Update – 30 September 2025
NESS SUPER MAINTAINS STRONG INVESTMENT RETURNS FOR MYSUPER
The NESS My Super accumulation option had a return of +3.75% in September quarter. This positive performance was predominantly driven by Australian and International shares sectors returning +4.44% and +6.22% for the quarter.
MySuper investment option performance as at 30 September 2025
| Investment Option Name | 3 Month (%) | FYTD (%) | 1 Year (%pa) | 3 Year (%pa) | 5 Year (%pa) | 7 Year (%pa) | 10 Year (%pa) |
| NESS MySuper Accum | 3.75 | 3.75 | 10.43 | 11.21 | 8.90 | 7.10 | 7.61 |
All NESS Super Choice options returned positive results for the September 25 quarter with strong performances from High Growth, and Overseas shares Options.
Accumulation Choice investment option performance as at 30 September 2025
| Investment Option Name (Accumulation) | 3 Month (%) | FYTD (%) | 1 Year (%pa) | 3 Year (%pa) | 5 Year (%pa) | 7 Year (%pa) | 10 Year (%pa) |
| High Growth | 4.78 | 4.78 | 12.64 | 14.03 | 11.32 | 8.70 | 9.50 |
| Stable | 2.18 | 2.18 | 7.12 | 7.25 | 4.95 | 4.48 | 4.79 |
| Australian Shares | 4.44 | 4.44 | 10.58 | 14.05 | 12.11 | 8.60 | 9.65 |
| Overseas Shares | 6.22 | 6.22 | 18.68 | 18.87 | 13.31 | 10.61 | 11.03 |
| Property | 4.10 | 4.10 | 6.43 | 14.66 | 8.87 | 6.21 | 7.43 |
| Cash | 0.79 | 0.79 | 3.55 | 3.30 | 2.08 | 1.84 | 1.88 |
What happened during the September 2025 quarter?
Over the last three months, both Australian and overseas share markets have gone up. Australian shares grew by about 5%, and international shares grew by just over 6%. In Australia, the economy has stayed strong, and the Reserve Bank has made it easier for businesses to borrow money, which has helped companies do well.
Overseas, even though there have been worries about extra taxes on goods from other countries (i.e. US tariffs), most investors have focused on the fact that businesses are still making money and new technology like artificial intelligence is growing.
Near-term outlook
Looking ahead, the world’s economies are holding up well, even with trade tensions. Experts think the global economic outlook will keep improving in the near future, but there are still some risks. In Australia, the Reserve Bank has cut interest rates to help keep economic activity steady, and official cash rates are now at 3.60%. If you look at how different markets have performed over the quarter, Australian shares went up nearly 5%, international shares went up just over 6%, and US shares went up nearly 7%. European shares grew a bit less, and emerging markets did the best, going up over 9%. Australian property investments and bonds also improved, but not as much as shares.
NESS Super’s investments have improved this quarter, mainly due to returns from shares in Australia and overseas. While there are still things to watch out for in the world economy, your super fund is being managed carefully to handle any ups and downs. Given the expected outlook of market volatility stemming from economic uncertainty and elevated geopolitical tension, short to medium-term caution remains.
Pension investment option performance as at 30 September 2025
| Investment Option Name | 3 Month (%) | FYTD (%) | 1 Year (%pa) | 3 Year (%pa) | 5 Year (%pa) | 7 Year (%pa) | 10 Year (%pa) |
| NESS MyPension Balanced1 | 4.26 | 4.26 | 11.75 | 12.74 | 10.14 | 7.64 | 7.86 |
| High Growth Pension2 | 5.38 | 5.38 | 14.17 | 15.85 | 12.86 | 9.42 | 10.05 |
| Stable Pension3 | 2.50 | 2.50 | 7.83 | 8.08 | 5.47 | 4.93 | 4.82 |
| Australian Shares Pension4 | 4.91 | 4.91 | 11.87 | 14.67 | N/A | N/A | N/A |
| Overseas Shares Pension4 | 6.91 | 6.91 | 21.21 | 21.11 | N/A | N/A | N/A |
| Property Pension4 | 4.56 | 4.56 | 6.81 | 17.12 | N/A | N/A | N/A |
| Cash Pension | 0.93 | 0.93 | 4.11 | 3.78 | 2.35 | 2.12 | 2.16 |
| My Income Pension5 | 1.27 | 1.27 | 5.52 | N/A | N/A | N/A | N/A |
Past performance is not a guarantee of future performance. Super member investment returns, and Account Based Pension (ABP) investment returns differ as Account Based Pension investment returns are tax free.
- Prior to 1 February 2021, the MyPension Balanced investment option was the Moderate investment option.
- Prior to 1 February 2021, the High Growth investment option was the Aggressive investment option.
- Prior to 1 February 2021, the Stable investment option was the Conservative investment option.
- New investment options introduced on 1 February 2021.
- My Income Pension option introduced on 1 July 2024.
Things you should know
This publication has been issued by NESS Super Pty Ltd ABN 28 003 156 812 AFSL 238945 (the Trustee), as trustee of NESS Super ABN 72 229 227 691 (The Fund).
Investment returns are not guaranteed. Past performance does not guarantee future returns.
The information contained in this communication is current at the time of its publication. However, some information may change over time. The content is for general information only and does not constitute personal advice. We recommend that you consult with a suitably qualified person before making any financial decisions. Before deciding whether to acquire or hold a product, consider if it is appropriate for you.
For more information on the Fund visit our website nesssuper.com.au/pds to view our Financial Services Guide (FSG), the relevant Product Disclosure Statement (PDS) and the Target Market Determination (TMD).
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