Do you have
the right cover?
FUND DETAILS USI: NES0100AU ABN: 72 229 227 691 ADDITIONAL INFORMATION
Protect What Matter Most With NESS Super Insurance
Life is full of milestones, challenges, and unexpected turns. At NESS Super, our insurance is designed to help you prepare for the unexpected and safeguard your future. Whether it’s providing financial support to your loved ones, covering your mortgage, or replacing your income if you’re unable to work, the right insurance cover can give you peace of mind.
What to consider when reviewing your insurance coverage
Your insurance needs may evolve over time, and certain life events are key moments to reassess your cover:
- Buying a house: Ensure your mortgage is protected if something unexpected happens.
- Starting or growing your family: Provide financial security for your loved ones.
- Changing jobs: Different roles may bring new risks or income levels.
- Taking on debt: Align your insurance with your financial commitments.
- Planning for retirement: Adjust your cover to match your changing lifestyle and needs.
Having the right cover means you’re ready to face life’s unpredictability with confidence.
Insurance Options
At NESS Super, we offer three types of insurance to protect you and your loved ones: Income Protection (IP), Total and Permanent Disability (TPD), and Death or Terminal Illness (TI). Choose the cover that best suits your needs and feel confident knowing you’re prepared for whatever life brings.
Paul Lahiff
Chairman and Independent Director
Paul was appointed Chairman of the Board of NESS Super on 20 May 2021 and was appointed to the Board as an Independent Director on 21 March 2019.
Paul holds a BSc from Sydney University. Paul runs his own consultancy business specialising in strategy formulation, executive coaching & mentoring and Board governance. Paul has almost forty years' experience in banking and finance, with previous roles as Chair of NPP Australia Limited, Managing Director roles with Mortgage Choice, Permanent Trustee and Heritage Building Society. Paul has held senior executive roles with Westpac in Sydney and London. Paul has also served on the boards of Sunsuper, Cancer Council NSW, House With No Steps and Thorn Group.
Current Directorships / Appointments:
- Chairman and Independent Director of NESS Super Pty Ltd
- Chair of the Advanced Encryption Standard Steering Committee
- Chair of ISO20022 Migration Steering Committee
- Chair of Clime Investment Management Limited
- Director of Harmoney Corp Limited
- Director & Secretary of Lahiff Consulting Pty Ltd
- Director & Secretary of P & R Lahiff Pty Ltd
- Director & Secretary of RSW Lane Cove Pty Ltd
- Non-Executive Director of Defence Bank
If you pass away, a payment will be made to your dependants, estate or legal personal representative. If you’re diagnosed with a terminal illness, you will receive financial support to help with expenses. It’s all about ensuring you and your family are protected, even during life’s most challenging moments.
Paul Lahiff
Chairman and Independent Director
Paul was appointed Chairman of the Board of NESS Super on 20 May 2021 and was appointed to the Board as an Independent Director on 21 March 2019.
Paul holds a BSc from Sydney University. Paul runs his own consultancy business specialising in strategy formulation, executive coaching & mentoring and Board governance. Paul has almost forty years' experience in banking and finance, with previous roles as Chair of NPP Australia Limited, Managing Director roles with Mortgage Choice, Permanent Trustee and Heritage Building Society. Paul has held senior executive roles with Westpac in Sydney and London. Paul has also served on the boards of Sunsuper, Cancer Council NSW, House With No Steps and Thorn Group.
Current Directorships / Appointments:
- Chairman and Independent Director of NESS Super Pty Ltd
- Chair of the Advanced Encryption Standard Steering Committee
- Chair of ISO20022 Migration Steering Committee
- Chair of Clime Investment Management Limited
- Director of Harmoney Corp Limited
- Director & Secretary of Lahiff Consulting Pty Ltd
- Director & Secretary of P & R Lahiff Pty Ltd
- Director & Secretary of RSW Lane Cove Pty Ltd
- Non-Executive Director of Defence Bank
TPD cover provides a lump sum if an illness or injury prevents you from ever working again. This support can be used to cover medical expenses, living costs, or any other financial obligations helping you focus on your recovery.
Paul Lahiff
Chairman and Independent Director
Paul was appointed Chairman of the Board of NESS Super on 20 May 2021 and was appointed to the Board as an Independent Director on 21 March 2019.
Paul holds a BSc from Sydney University. Paul runs his own consultancy business specialising in strategy formulation, executive coaching & mentoring and Board governance. Paul has almost forty years' experience in banking and finance, with previous roles as Chair of NPP Australia Limited, Managing Director roles with Mortgage Choice, Permanent Trustee and Heritage Building Society. Paul has held senior executive roles with Westpac in Sydney and London. Paul has also served on the boards of Sunsuper, Cancer Council NSW, House With No Steps and Thorn Group.
Current Directorships / Appointments:
- Chairman and Independent Director of NESS Super Pty Ltd
- Chair of the Advanced Encryption Standard Steering Committee
- Chair of ISO20022 Migration Steering Committee
- Chair of Clime Investment Management Limited
- Director of Harmoney Corp Limited
- Director & Secretary of Lahiff Consulting Pty Ltd
- Director & Secretary of P & R Lahiff Pty Ltd
- Director & Secretary of RSW Lane Cove Pty Ltd
- Non-Executive Director of Defence Bank
IP helps replace up to a percentage of your pre-disability income if you’re unable to work due to illness or injury. This cover provides ongoing financial support for up to 2 years with a 30-day waiting period, ensuring you can focus on getting back on your feet.
Tailor Your Cover
Use our Insurance Adequacy Calculator to check if your coverage aligns with your needs.
Need guidance?
Our financial planners are available to provide guidance tailored to your needs. Advice related to your super is available at no cost, ensuring you’re supported every step of the way. For more complex situations, costs will vary depending on the topic and circumstances. Rest assured we’ll always discuss any fees with you upfront.
Therese Pontifex
0408 188 000
Hernan Reyes
0460 424 234
Protect Your Future Today
Your super isn’t just about saving for retirement – it’s about ensuring peace of mind at every stage of life. Take a moment to review your cover, adjust it to meet your needs, and secure your financial well-being.