Get financial advice

It’s never too late to get help from an expert

Managing your finances in retirement can be complicated. A qualified and licensed financial planner has the expertise to analyse your financial situation, as well as your preferences, before making tailored recommendations.

How can a financial planner help?

A financial planner can provide advice:

• on a single issue such as investing in a pension
• about one aspect of your financial situation, such as your eligibility for the Government age pension, or
• about your entire financial situation.

You can expect your planner to:

• Gather information. Your planner will need to ask you a lot of questions about your current situation, goals and preferences. You may also need to provide some documents, such as tax returns and bank statements.
• Draft a plan. Your planner will use their knowledge of investments, tax law and financial products to devise a plan to help you achieve your financial objectives. Together, you then decide how to implement it.
• Check in with you. If you decide to invest in ongoing financial advice, your planner will regularly adjust your plan as things change.

Ongoing advice

It’s recommended that you see your planner annually to keep your financial plan current and see how your investments are tracking.

Finding a financial planner

NESS Super works closely with Link Advice on a commission-free basis. Link Advice advisors can provide you with professional, independent financial planning and advice.

You can also get a referral to financial planners local to you through the Financial Planning Association of Australia.